Banks, retailers, issuers, acquirers and service providers across the globe rely on Alaric for their mission-critical needs. From mitigating risk to payments systems integration to detecting fraud, businesses choose Alaric. Here's why:

Unmatched expertise

Alaric has a unique blend of payments and fraud detection domain expertise plus the latest technology skills, e.g. Java, Linux, SOA, Oracle, DB2, EnterpriseDB, Services Oriented Architecture (SOA), Web Services, etc. We were an early adopter of Java and are highly skilled at extracting extraordinary performance from Java systems when running on ordinary hardware. Further, with implementations in the U.K., U.S., Western Europe, Eastern Europe, Middle East, Australia and the Far East Alaric has and can service customers anywhere in the world.

Proven in low risk migration

Most Alaric projects involve migration from a legacy payments application. Alaric has a proven set of software tools and expertise to migrate customers from old technology to new generation products quickly and at low risk.

Platform independent

Authentic and Fractals are 100% written in Java, and operate on any machine that has

• a Java Virtual Machine,
• supports Unix, Linux, Windows,
• supports Oracle, DB2 or EnterpriseDB database

On the contrary, our competitors offer limited platform choice being limited to one or a few preferred hardware platforms.

Secure, PA-DSS compliant

Remaining PA-DSS compliant is vital for retailers, acquirers and service providers/processors. Alaric fully addresses these critical requirements, as Authentic and Fractals are both certified PA-DSS compliant. Moreover, Fractals is the only mainstream fraud detection product that is PA-DSS compliant. Competitor fraud products are NOT PA-DSS compliant, and retro-engineering a product to achieve PA-DSS compliance is next to impossible.

Full customization, minimal programming

At Alaric, tailoring a system for a client's specific requirements can be achieved with minimal programming. Both Authentic and Fractals can be customized through point-and-click configuration via GUIs.

Alaric's products are fully segregated from core product code. This means Alaric can continue to maintain the core product code regardless of whether Alaric or a third party customizes the system. It also means that upgrades are painless as existing customizations will be compatible with new core product releases. On the contrary, you need to code in order to customize our competitors' products.

Easily accessible to clients and systems integrators

Alaric focuses on customization via intuitive GUI configuration as opposed to programming. Therefore, our products are inherently easy for clients' and systems integrators' staff to become familiar with.

High performance/scalability

Alaric's products make efficient use of system resources and readily scale to handle high transaction volumes.

Hardware resource efficiency

Alaric's software is typically much more efficient in the use of hardware than competitive products. For example, recent performance tests indicate that Authentic requires an order of magnitude less hardware than a competitive Java-based switching product to achieve the same transaction processing rate. Alaric's products ultimately extract extraordinary performance from ordinary hardware.

Easy integration

Systems integration is a major cost component in every payments project. Alaric addresses this problem our Message Mapper, which enables point and click configuration of message formats and interfaces without coding. Message Mapper allows our solutions to integrate into a client's environment in a fraction of the time required for other products; greatly enhancing productivity and reducing delivery lead times.

SOA ready

SOA is becoming all pervasive. Today, most RFPs include a request that products be SOA-ready. Alaric's products can integrate equally well into an SOA/Web Services environment or a conventional messaging environment or into a hybrid of the two.

Full versatility

Although originally designed for EFT switching, Authentic can be leveraged as a wholesale payment hub, handling formats such as ISO 20022 and as payments integration middleware. Similarly, although originally developed for card fraud detection, Fractals is fully optimized for anti money laundering and enterprise fraud detection applications.